At Dairyland Power Credit Union we offer a variety of loans to help you with your various needs. Our goals are to provide you with a fair and competitive rate, simple and easy to understand terms, and fast, convenient service with every loan we do. These rates were approved by the Board of Directors on February 27 and are effective March 1, 2024. However, they are subject to change if the Board deems necessary. 

Loan Rates Effective March 1, 2024

AUTOS &
MOTORCYCLES
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
2022-2024 36 months as low as 5.74% $ 30.34
48 months as low as 5.74% $ 23.40
60 months as low as 5.74% $ 19.25
72 months as low as 6.24% $ 16.73
New only 84 months as low as 6.99% $ 15.14
2019-2021 up to 36 months as low as 5.99% $ 30.46
48 months as low as 6.49% $ 23.75
60 months as low as 6.74 $ 19.72
2018 & older 36 months as low as 7.24% $ 31.03
48 months as low as 7.24% $ 24.10
60 months as low as 7.49% $ 20.08
BOATS, SMALL CAMPERS,
SNOWMOBILES & ATV'S
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
2022-2024 36 months as low as 6.24% $ 30.57
48 months as low as 6.24% $ 23.64
60 months as low as 6.49% $ 19.60
72 months as low as 6.74% $ 16.97
New only 84 months as low as 6.99% $ 15.14
2021 & older 36 months as low as 6.99% $ 30.92
48 months as low as 6.99% $ 23.99
60 months as low as 7.24% $ 19.96
SINGLE PAYMENT TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
  3 months as low as 11.50% $ 339.83
4 months as low as 11.50% $ 256.10
5 months as low as 11.50% $ 205.87
6 months as low as 11.50% $ 172.38
SIGNATURE LOANS
($7,500 Max)
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
  6 months as low as 11.25% $ 172.26
12 months as low as 11.50% $ 88.69
24 months as low as 11.00% $ 47.15
48 months as low as 12.00% $ 26.92
SHARE SECURED
(Based on Share Maturity)
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
  up to 48 months Call for current rate.
RECREATIONAL VEHICLES:
MOTOR HOMES & HOUSEBOATS
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
 
2018-2024  60 months 7.24% $ 19.96
72 months 8.24% $ 17.71
84 months 8.24% $ 15.76
96 months 9.24% $ 14.84
108 months 9.24% $ 13.74
120 months 9.24% $ 12.87
 
2017 & older  60 months 7.74% $ 20.20
72 months 8.74% $ 17.96
84 months 8.74% $ 16.02
96 months 9.74% $ 15.11
108 months 9.74% $ 14.01
120 months 9.74% $ 13.15
FIRST MORTGAGE:
(3 year demand feature)
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
90% equity 7 yrs (Fixed rate) Check with the credit union for the most current rates on all mortgages!
15 yrs (Fixed rate)
30 yrs
SECOND
MORTGAGE:
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
90% equity 3 yrs Check with the credit union for the most current rates on all mortgages!
7 yrs
10 yrs
15 yrs
HELOC LOANS:
(Prime plus .50%)
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
    Call for our most current rate.
VISA
CARD
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
Classic Visa   13.90% $ 34.22
Platinum Visa   7.90% $ 31.34

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.