At Dairyland Power Credit Union we offer a variety of loans to help you with your various needs. Our goals is to provide you with a fair and competitive rate, simple and easy to understand terms, and fast, convenient service with every loan we do. These rates were approved by the Board of Directors on  April 29, 2019 and are effective May 1, 2019. However, they are subject to change if the Board deems necessary. 

Loan Rates Effective  May 1, 2019

AUTOS &
MOTORCYCLES
TERM APR - Annual
Percentage Rate
2017-2019 36 month as low as 3.99%
48 month as low as 3.99%
60 month as low as 4.49%
New only 72 month as low as 4.74%
2014-2016 up to 36 month as low as 3.99%
48 month as low as 4.49%
60 month as low as 4.49%
2013 & older up to 60 month as low as 4.99%
BOATS, SMALL CAMPERS,
SNOWMOBILES & ATV'S
TERM APR - Annual
Percentage Rate
2017-2019 36 month as low as 3.99%
48 month as low as 3.99%
60 month as low as 4.49%
New only 72 month as low as 4.74%
2016 & older 36 month as low as 4.49%
48 month as low as 4.49%
60 month as low as 4.99%
SIGNATURE LOANS
($7,500 Max)
TERM APR - Annual
Percentage Rate
  Single Payment: 3-6 months as low as 11.50%
6 months as low as 11.25%
12 months as low as 11.50%
24 months as low as 12.00%
48 months as low as 13.00%
SHARE SECURED
(Based on Share Maturity)
TERM APR - Annual
Percentage Rate
  up to 48 months 4.25%
RECREATIONAL VEHICLES:
MOTOR HOMES & HOUSEBOATS
TERM APR - Annual
Percentage Rate
 
2013-2019  5 yrs 4.49%
6-7 yrs 5.49%
8-10 yrs 6.49%
 
2012 & older  5 yrs 4.99%
6-7 yrs 5.99%
8-10 yrs 6.99%
FIRST MORTGAGE:
(3 year demand feature)
TERM APR - Annual
Percentage Rate
90% equity 7 yrs (Fixed rate) Check with the credit union for the
most current rates for all mortgages!
15 yrs (Fixed rate)  
30 yrs  
SECOND
MORTGAGE:
TERM APR - Annual
Percentage Rate
90% equity 3 yrs  
7 yrs  
10 yrs  
15 yrs  
HELOC LOANS:
(Prime plus .50%)
TERM APR - Annual
Percentage Rate
    Call for our most current rate.
VISA
CARD
TERM APR - Annual
Percentage Rate
Classic Visa   13.90%
Platinum Visa   7.90%

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.